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General Background

Micro Finance is regarded as the best available tool for poverty alleviation through financial services to the low income group and is a mechanism of social intermediation. It focuses on providing employment to poor and disadvantageous group of the society. It is emerged as an important financial intermediation of formal, semi-informal and informal sector. Thus micro-finance has been considered as banking with development tools.

Nepal Seva Laghubitta Bittiya Sanstha Ltd (NSLBSL) is incorporated as a public limited company registration no. 117446/070/71 on 2070/08/16 B.S. at Company Registrar Office of Government of Nepal under Company Act 2063. The company is "D" Class Financial Institution (Micro Credit Development Bank) licensed no NRB "Gha" 38/071/72 on 2071/04/21 by Nepal Rastra Bank (NRB) under the Bank and Financial Institution Act 2063. The Bittiya Sanstah has commenced its financial transaction from 2071/08/08 B.S. It is providing micro-financial services to the low income & underprivileged peoples of remote village development committees of Sindhupalchowk, Rasuwa and Nuwakot district.

Products

Loan

Basically Nepal Seva Laghubitta Bittiya Sanstha Limited offers the micro enterprises loan and micro entrepreneurship/collateral loan 40,000 up to 3, 00,000 for our value customer. The competition Interest rates of loans are 14% to 16% with certain grass time.
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Saving

Nepal Seva Laghubitta Bittiya Sanstha Limited has offered the different types of saving which have 5% to 9% interest rate. We are motivated the remote deprived people for those deposit enhance for future sustainability.
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Remittance

Nepal Seva Laghubitta Bittiya Sanstha Limited offers remittance services that enable domestic and International remittances through a formal remittance delivery channel.
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